We are a fractional CFO, Chapter 11 financial advisory and AI accounting automation firm for small and mid-sized companies. Growing companies get senior financial leadership without a full-time hire. Companies under pressure get cash control, lender negotiations and, in Chapter 11, a financial advisor to the debtor or chief restructuring officer. Finance teams get AI agents that take over bookkeeping and staff accounting.
Under financial distress? Negative cash flow, unreliable financial reporting, missed covenants, lender pressure, or a Chapter 11 filing: see Chapter 11 & Restructuring. Restructuring attorneys: see For Restructuring Counsel.
What we do
Fractional CFO
Strategy, forecasting, cash control, KPIs and board reporting. For startups, Fundraising & Investor Pitch. For companies too small for an investment bank, end to end M&A & Exit.
Chapter 11 & Restructuring
Emerge from financial stress using Chapter 11 tools such as 13-week cash control, lender negotiations. In Chapter 11 including Subchapter V role as financial advisor to the debtor or CRO. See For Restructuring Counsel and the 13-Week Cash Flow Template.
AI Accounting Automation
In small and medium size companies the Accounting & Finance department is ripe for Agentic AI automation not only to reduce payroll costs but to minimize accounting errors, and make accounting information available on a timely basis to management for improved business decision making. Management also gets customized, up-to-the-minute, flexible reports on request, without the need for expensive technical staff. See AI Strategy for opportunities where AI lifts margins and growth.
Specialists when needed: operations, marketing, strategy and technology specialists join only when needed. See How We Work.
Questions clients ask us
What does a fractional CFO do for a small or mid-sized company?
Strategy, forecasting, cash control, KPIs and board reporting, for the hours the company needs, with no full-time hire. For startups during fundraising, development of financial model, Investor Pitch and supporting the fundraising by dealing with investors (see Fundraising & Investor Pitch). For a sale, merger or acquisition, it includes running the deal.
Who runs an acquisition or exit for a company too small for an investment bank?
We do, end to end: target selection or buyer identification, valuation, deal structure and terms, due diligence and integration planning. Law and accounting firms are brought in only for legal documents and tax structuring, which keeps the cost of the deal reasonable. See M&A & Exits.
How does a company emerge from financial stress?
By restructuring the cost structure and the revenue engine. While the company is being transformed, cash control must be established at the outset using tools such as the 13-week cash flow (start with our 13-Week Cash Flow Template). Those numbers back the lender negotiations: forbearance, amended terms or vendor payment plans. When out-of-court options fail, Chapter 11 or Subchapter V gives the company room to restructure while it keeps operating; the filing decision is made with bankruptcy counsel.
What does a financial advisor to the debtor or a CRO do in Chapter 11 and Subchapter V?
The financial advisor produces the numbers the case runs on: the 13-week budget for cash collateral or DIP financing, monthly operating reports and the plan financials. A chief restructuring officer goes further and leads the restructuring (cash, operations and the case process) with authority the court approves; lenders often ask for one when they have lost confidence in management. We take either role, alongside the company's restructuring counsel. See For Restructuring Counsel.
Why automate a small company's accounting and finance with agentic AI?
Four reasons. Lower payroll, because AI agents do the bookkeeper's and staff accountant's work. Fewer accounting errors, because every entry is checked against its source document and every account is reconciled. Timely information, because the books are current every week and closed every month, so management decides on current numbers. Flexible reports, customized and up to the minute, without the need for expensive technical staff.
Who controls the books once AI agents do the accounting?
The CFO. The agents post, reconcile and run the close; the CFO approves anything outside the approved rules (new vendors, new accounts, exceptions, the close itself) and presents the results to management, the board and lenders. The automation is part of our Fractional CFO and Chapter 11 engagements, not a separate product. See AI Finance & Accounting Automation.
How we work
A senior partner leads every engagement.
Contract executives join only when needed, with no payroll or benefits on top.
On demand, monthly hours or a defined project; remote or on-site; no long-term contracts.
Experience
Chapter 11: Led the financial restructuring across several companies. Most recently, led a multi-entity hospitality portfolio through Chapter 11.
Distressed acquisition: Acquired an established US fashion brand through an assignment for the benefit of creditors. The original asking price was $125M; it was bought for $2.5M.
M&A and exits: $125B+ of telecom and media M&A; prepared an insurance-adjusting firm for sale.
Strategy leadership: Partner-level experience at Management Consulting firms Booz Allen & Hamilton, Roland Berger and Adventis; science background at AT&T Bell Labs.
Founder and investor: Founded and exited an e-commerce health, beauty and pet products company; angel investing with Golden Seeds; clients from early-stage startups to the Fortune 100.
Related insights
Why Companies File Chapter 11, and How They Recover
What Is a Fractional CFO? When to Hire One and What It Covers